Affordable
credit for SMEs
We provide accessible and affordable credit to micro businesses to support job creation and economic development in Nigeria.

Empowering
Micro businesses
-Solar Credit: Access to clean and stable electricity.
-Equipment Credit: Access to energy efficient equipment-Cash Loans: Access to loans for stock purchase
Get access to credit in 3 easy steps
With Winock applying for a Loan is quick & easy.
Our expert team ensures we can offer you a decision in as little as a 48 working hours.
Apply Online in our Branch
Tell us about you, your business and how much you require by filling-out our application form or visiting our branches.
Get Your Decision
If you are approved, you will receive a no-obligation, personalised quote from our team.
Get Funded
Once you accept, we process your application and transfer the money to your supplier.
No Stress
No Delay
Fulfil your future business plans today with our fixed-term hassle-free loans.
- Quick Loan Approval.
- Low Interest Rates.
- Apply in a few minutes online.
- Dedicated Support.
- No Hidden Charges.

Testimonials
Read what our clients say about us.

“I am glad I found Winock. I was able to get a loan in 2 days to pay off the rent for my shop and avoid eviction”

“I had an awesome experience with Winock Loans; I no longer need to beg friends & family for soft loan in moments of emergencies.”

“I love how hassle free and quick the process to get my loan was. I will use them again.”
Frequently Asked Questions
Below are common questions about everything you need to know about our services at Winock Loans.
Individuals representing microbusinesses businesses or upstart ventures who are 20 – 60 years old, who have a means of identification, as well as valid bank account account and NIN.
We assess applications on an individual basis using the data you provide. Your suitability is determined by your score on several factors determined by our credit-risk experts.
It differs by individual, type of business, years in business, cash-flow/Bank Statement etc. Please ensure your information is accurate.
The process takes about 10 minutes.
In general: Identification, Business Details, Statement of Account, Required amount & Pay-back period.
Just dial *565*0#. This works if you are making the request from the same phone currently linked to your bank account.
Still have questions?
Please reach out to us using our contact information below.